AN CUONG ANNUAL REPORTS 2024

ANNUAL REPORT 2024

TOGETHER IN BELIEF, LEADING IN INNOVATION

206

207

Provision for short-term doubtful receivables

Other receivables (continued)

These receivables represented interest receivables relating to loans receivable Novareal Joint Stock Company as mentioned in Note 8.

(*)

VND VND Ending balance Beginning balance

(**)

At the date of these consolidated financial statements, VinaCapital has reached an agreement with the bond issuer to provide additional collateral and negotiated a specific repayment schedule in order to ensure the recoverability of the entrusted investment amount and its related interest income. According to the assessment of the Group's management, this entrusted investment, and its related interest income are expected to be fully recoverable and therefore there are no impairment indicators which require a provision to be made.

The Company entrusted VinaCapital Fund Management Joint Stock Company ("VinaCapital") to invest in corporate bonds and earned an expected interest at the rate of 13.8% per annum according to the contract No. GB2021001 dated 5 February 2021 signed between the Company and VinaCapital. These bonds were matured on 30 December 2022. The Company received a portion of the interest and the principal and agreed to extend the remaining portion of this receivable along with the late payment interest until 31 December 2027.

85,358,693,073 57,118,073,641

Provision for short-term doubtful trade receivables

- -

76,964,829,675 40,155,170,325

Provision for doubtful loan receivables Provision for other short-term doubtful receivables

TOTAL

202,478,693,073 57,118,073,641

Movements of provision for short-term doubtful receivables were as follows:

Current year

Previous year

VND

VND

57,118,073,641 31,764,224,435 152,799,719,436 38,006,626,173 (7,439,100,004) (12,652,776,967) 202,478,693,073 57,118,073,641

Beginning balance Add : Provision made during the year Less : Reversal of provision during the year Ending balance

Details of doubtful receivables and provision for doubtful receivables:

VND Ending balance

Beginning balance

VND

Provision

Provision

Cost

Cost

Novareal JSC

-

390,397,131,573 117,120,000,000 361,720,035,871

Hung Thinh Furniture JSC Hung Thinh Incons JSC Lao Cai – No. 1 Construction and Trading Investment JSC Other doubtful customers TOTAL

77,902,199,414

51,121,562,105

77,902,199,414 33,306,163,695

15,955,868,009

7,653,319,154 15,955,868,009 4,367,165,503

11,892,175,145

6,393,108,598

19,697,175,145 3,527,570,505

45,373,396,442 20,190,703,216

47,558,772,201

15,917,173,938

541,520,770,583 202,478,693,073 522,834,050,640 57,118,073,641

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